HOME LOANS is an investment platform in loans guaranteed by real estate all over the world, built on the basis of the Ethereum platform. Token HlCoin platforms will be provided with real estate objects and will be commercialized in encryption exchanges. The HOME LOANS platform uses complex algorithms to predict the solvency of all customers and in just 20 minutes a borrower can get his first loan to buy real estate in his life just from his smartphone. All customers have the ability to pay less interest and have a higher credit rating, if they use our platform more frequently. All the Big Data and added credit histories are stored in Blockchain. Thousands of investors have access to millions of new customers that we incorporate into the global economy and millions of people will have the opportunity to buy property anywhere in the world.

We started our activity as a company totally focused on real estate and real estate loans that are destined to provide optimal solutions for our clients.

Creation of an international lending platform through the use of open source resources based on block chain technology. The loan based on smart contracts is a transparent and reliable credit history. We intend to provide investors with access to our customers by offering them services of the highest quality.

Provide private investors with access to large amounts of data. Our program of evaluation of borrowers will include a system of electronic identification of a person based on a blockchain and large amounts of data collected from the smartphones of the borrowers through the mobile application HOME LOANS. One of the main objectives of HOME LOANS is to interact with different jurisdictions after the states change completely to register properties using blockchain technology.

Speaking of access to the loan industry, we do not consider services, but we refer to a real problem that can be solved with the help of the right tools. We want customers to trust technology, investors and companies can trust customers, and customers can rely on HOME LOANS. All the tools that we will promote in the market will not only simplify the process of issuing loans for the purchase of real estate but also eliminate barriers for borrowers who do not have a credit history or who are bankrupt for some reason.

We offer a mutually beneficial solution that will allow investors and insurance companies to access and win large amounts of data and customers to make the most of the credit platform without compromising privacy.

To involve people in the financial system, only two things are needed: access to funds and tools to obtain this access. HOMELOANS allows you to solve both tasks: access and tools.

*Our products*

The international real estate lending platform HOME LOANS offers loans of this type, such as:

* Loans for homes under construction.

* Loans for secondary housing.

* Loans for commercial real estate.

* Loans for land purchase.

* Loans for own property.

Dreams of a real estate property and assets in the form of foreign housing can easily come true with the help of the international platform of equal HOME LOANS.

Buying and owning the home is still a dream for many of the people. More than 1.5 billion people do not have their own home. Loans are mostly severe and the banks have a very strict process of sanctioning the loan by going through a security investigation and a history check of the person. Home Loans Company is planning to use the blockchain technology platform to make it easier for the people to purchase the property of their own.

The platform was created on the peer to peer network and the Ethereum Block chain using the HL Coin's cryptocurrency. This enables the people to buy the loans at minimal interest rate without any intermediates. This p2p platform does not depend on the economic factors of each state and also on any influence of purchaser or the borrower.

HL coin currency will be used with full potential in the real estates. People from all over the world can convert their currency into a cryptocurrency which is unadulterated by inflation. In the long run, all the 1 billion people will be able to get the loan for their own housing. Home Loans Company is offering rewards in the form of HL coin by doing various activities like inviting the friends to the HL platform and doing volunteering programs. With the blockchain technology, Home Loan Company comprises of members working in the real estate more than a decade and members from Finance ministry and IT development experience of more than five years.

Solution and the Working

The borrower will be identified by the electronic identification through the blockchain and the data will be collected through the mobile application Home Loans. Every transaction will be tracked by the smart contract and stored in the distributed register.

The international platform will provide loans for any types: Loans for the purchase of the land, secondary housing, for houses under the construction and for purchasing their own property.

Earnings

The mobile application uniting the parties will be able to encourage the users to buy goods and services from the partner companies by giving like cashbacks and rewards. HL Coin will be provided at the exchange rate to the customers.

The monthly fee is charged to the organization for placing the name in the mobile application of Home Loan.

The counterparty receives the customers and the clients by providing the HL coins. The investors will invest for the loans in the fiat currency in Home loan platform which is then used in the exchange to convert to the HL coins. These HL coins are used as the circulation in the HL platforms, counterparts and the clients.

*Roadmap*

Thus Home loans attain their goals by helping the private investors and business working on the blockchain technology platform. The tokens are being launched with the rate of one HLC token equals one United States dollars. With its experience in the real estate sector for more than ten years, Home Loan is planning to launch it in the Blockchain platform. 

*Team*

The team comprises of members from real estate business, engineers and tech experts.

Further information:

Website: http://home-loans.io/
Whitepaper: http://home-loans.io/White_Paper_ENG.pdf
Ann Thread: https://bitcointalk.org/index.php?topic=2479111.0
Facebook: https://www.facebook.com/HLCoin/
Twitter: https://twitter.com/HomeLoansCoin/

Author (iyanfoursix46): https://bitcointalk.org/index.php?action=profile;u=1061980